Addressing Long-Term Care
Issues in Your Estate Planning
The high cost of medical care in general, the thousands of dollars it takes to stay in a nursing home each month and the desire to protect assets from the government while preserving them for beneficiaries make long-term care planning a vitally important part of any comprehensive estate plan.
At Dugalic & Landau, PC, we understand the critical need for long-term care planning and help families and individuals in the Philadelphia area, eastern Pennsylvania and southern New Jersey to accomplish this essential task. In short, we offer a unique blend of experience, knowledge and an almost exclusive focus on estate, probate and elder law concerns — and we encourage you to call or contact us for a free consultation regarding your estate planning needs.
As we grow older, many of us will face a time when we need help with self-care and other daily activities. We may also want to provide for loved ones who cannot take care of themselves. This is what long-term care planning is all about. Our lawyers can advise you on issues such as establishing a guardianship or conservatorship, purchasing long-term care insurance, choosing a nursing home or preserving eligibility for Medicaid benefits without risking assets.
Providing Individualized Solutions for Estates of All Sizes
The common misconception is that Medicare covers the cost of long-term care in nursing homes. In truth, Medicare only covers the first 100 days of such care. Medicaid, on the other hand, will cover much of the cost of this care — provided you are eligible.
Through the use of Medicaid planning trusts, special needs trusts, disability trusts, income trusts, gifting and other asset protection strategies — our attorneys can increase the likelihood that you or a loved will be able to obtain dignified nursing home or in-home long term care that affords the quality of life you want.
However, because Medicaid's five-year look back period is more complicated than it sounds, we cannot overstate the importance of beginning your long-term care planning well before you actually need it.
We offer free initial consultations, speak Serbian, Croatian, Russian and French and maintain Philadelphia area offices in Upper Darby and Conshohoken, as well as a Mount Laurel, New Jersey, office. Schedule a free consultation today by calling us locally at 610-624-4634, toll free at 1-888-309-6712, or by sending us a brief e-mail message.
